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Filing a Residential Damage Claim in Puerto Rico


If your home, vehicle, or personal property was damaged or destroyed during Hurricane Maria, you may receive compensation for the damage by filing a hurricane damage claim with your insurance provider.

Filing Hurricane Damage Claims

You may need to file a claim with more than one insurance provider to recover compensation for the damages your property sustained.

  • NFIP Claims

    If you have flood coverage through the National Flood Insurance Program (NFIP), you can file through the enhanced insurance claims process established by FEMA for Hurricane Maria victims. Under this program, you can receive up to $5,000 in compensation before the insurance adjuster inspects your property.

    Victims who submit proof of their losses and damage like photos, videos, contractor estimates, and receipts, you may be able to receive up to $20,000 in advanced payments. Just be aware that any advanced payment is deducted from your final settlement amount, and when you accept an advanced payment, you are certifying your property incurred the damage you claim.

  • Homeowner’s Insurance Claims

    You may have a legitimate storm damage claim under your homeowner’s insurance policy, depending on the type of coverage you have and the type of damage you suffered. For instance, if wind-driven rain flooded your home after your roof was ripped off, the damage may be covered. But if your home flooded by storm surge or rising waters, the damage may not be covered. You have to read your insurance policy carefully to know what type of damage is covered. If you don’t have your policy, your insurance agent will be able to provide you with a copy and explain your policy coverage.

    Automobile Insurance

    If your vehicle was damaged in Hurricane Maria, you may be able to file a damage claim under your auto insurance policy for storm damage. Comprehensive vehicle insurance coverage typically covered damage caused by storm or other natural forces.

    Disputed and Delayed Storm Damage Claims

    If you need help with filing your claim, completing your Proof of Loss, or if you need help with filing your claim, completing your Proof of Loss, or working towards a fair settlement with your insurance provider, we can help. Some insurance providers are unfairly denying or delaying insurance claims. In some cases, claims are being undervalued, unfairly denied, and unnecessarily delayed. If you are experiencing these types of problems with your insurance claims, we can help you.

    Our insurance claims attorneys are helping clients throughout Puerto Rico with their storm damage claims to assist in receiving the compensation they are entitled to. You don’t have to accept what the insurance company tells you about your claim — you have the right to dispute the company’s decision. We will help you fight for a fair settlement, so you can make repairs and rebuild after the hurricane.


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